Rookies Information to TD Aeroplan Credit score Playing cards

TD Canada Belief affords Canadians a easy option to earn Aeroplan factors instantly by its lineup of Aeroplan co-branded bank cards.

Whether or not you’re new to the world of factors or simply seeking to stage up your on a regular basis spending, TD’s suite of Aeroplan playing cards is without doubt one of the most accessible entry factors into this system.

Presently, TD affords three private Aeroplan bank cards, every with its personal mixture of earn charges, advantages, and journey perks. (There’s additionally a enterprise model, however we’ll save that for one more day.)

On this submit, we’ll stroll you thru the private playing cards, spotlight what makes them price having, and present you find out how to redeem Aeroplan factors for max worth.

What Is Air Canada Aeroplan?

Aeroplan is the loyalty program for Air Canada, Canada’s flagship airline.

Aeroplan is extensively thought-about probably the most helpful loyalty program within the Canadian Miles & Factors panorama due to its utility and worth, its wonderful partnerships with different airways, and the convenience of incomes factors in Canada.

Aeroplan factors will be redeemed for some really unbelievable flight experiences, similar to absolutely lie-flat enterprise class seats and multi-city journeys utilizing Aeroplan’s beneficiant stopover coverage.

TD’s suite of Aeroplan co-branded bank cards supply a wonderful option to have interaction with Aeroplan, they usually permit cardholders to earn factors on on a regular basis spending and thru welcome bonuses.

Moreover, Aeroplan bank card holders can take pleasure in Air Canada perks and advantages to additional enhance their journey experiences.

In Canada, Aeroplan factors will be earned in some ways, together with by spending on co-branded bank cards, by making purchases by the Aeroplan eStore, and with a wide range of on a regular basis companions similar to Uber/Uber Eats, Starbucks, LCBO, Journie, and extra.

Aeroplan factors will also be earned by transferring Membership Rewards factors from an American Categorical account. Membership Rewards factors switch to Aeroplan at a charge of 1:1.

When you’ve gathered some Aeroplan factors, you possibly can redeem them in a wide range of methods, together with for flights, lodge bookings, merchandise, reward playing cards, and extra.

Of the above redemption choices, probably the most helpful option to redeem your factors (by far) is for flights booked by the Aeroplan portal.

In a later part, we’ll go over this feature intimately; nevertheless, for those who’d prefer to be taught extra concerning the different redemption choices, you possibly can take a look at our Important Information to Aeroplan.

TD Aeroplan Credit score Playing cards

As talked about above, TD at the moment affords three private Aeroplan co-branded bank cards: TD® Aeroplan® Visa Infinite Privilege* Card, TD® Aeroplan® Visa Infinite* Card, and the TD® Aeroplan® Platinum Visa* Card.

Right here’s a side-by-side comparability that will help you resolve at a look.

TD® Aeroplan® Visa Infinite Privilege*

The TD® Aeroplan® Visa Infinite Privilege* Card is TD’s premium Aeroplan bank card, offering cardholders with one of the best incomes charges, probably the most vital welcome bonus, and one of the best Air Canada perks.

The cardboard’s welcome bonus fluctuates relying on the financial institution’s present supply and has traditionally fallen between 80,000 and 115,000 Aeroplan factors.

As with every bank card providing a welcome bonus, it’s greatest to use for the cardboard when there’s an elevated supply because the bonus is simply legitimate for first-time cardholders.

The charges and eligibility necessities for this card are as follows:

• Annual price: $599 (all figures in CAD)
• Supplementary cardholders: $199
• Minimal earnings requirement: $150,000 (private), $200,000 (family)
• Estimated credit score rating wanted: Good to Wonderful

The incomes charges for the TD® Aeroplan® Visa Infinite Privilege* Card are barely elevated in comparison with its mid-tier counterpart, the TD® Aeroplan® Visa Infinite* Card, with cardholders having fun with 0.25–0.5 extra Aeroplan factors in a few the incomes classes.

The incomes charges for the TD® Aeroplan® Visa Infinite Privilege are as follows:

• 2 Aeroplan factors^† per greenback spent on eligible Air Canada® purchases, together with Air Canada Holidays®^†
• 1.5 Aeroplan factors^† per greenback spent on eligible groceries, fuel, eating, meals supply, and journey^†
• 1.25 Aeroplan factors^† per greenback spent on the whole lot else^†

For instance of the incomes energy of those charges, let’s think about that you just spend $1,000 per 30 days on fuel and groceries, incomes 1.5 Aeroplan factors per greenback spent.

With this quantity of spending, over the course a 12 months, you’d earn 18,000 Aeroplan factors ($1,000 x 1.5 earn charge = 1,500 factors x 12 months = 18,000 factors).

Based mostly on Aeroplan’s redemption chart under, 18,000 factors can be utilized for a number of totally different redemptions.

For instance, it’s usually sufficient to ebook a one-way economic system flight from Toronto (YYZ) to Vancouver (YVR) or maybe a one-way enterprise class flight from Vancouver (YVR) to Los Angeles (LAX) on a accomplice airline.

Take into account that Air Canada’s redemptions are priced dynamically so the precise costs can find yourself being significantly larger when there’s a massive demand for a specific flight/seat.

The TD® Aeroplan® Visa Infinite Privilege* card additionally comes with an array of journey perks and advantages.

These advantages embrace precedence boarding and check-in, and a free first checked bag on all Air Canada® flights^†, airport lounge entry at Air Canada Maple Leaf Lounges and thru the Visa Airport Companion Program, $100 NEXUS credit score, the flexibility to earn an Annual Worldwide Companion Cross after spending $25,000 on the cardboard per 12 months^†, and extra.

For Aeroplan members who’re working in the direction of elite standing, the cardboard additionally permits you to earn 1,000 Standing Qualifying Miles (SQM) and 1 Standing Qualifying Phase (SQS) for each $5,000 you spend on the cardboard^† and the flexibility to rollover as much as 200,000 SQMs and 50 eUpgrades per 12 months^†.

Take a look at our full information to Aeroplan Elite Standing to be taught extra about how these advantages can enhance your journey experiences. 

Due to Aeroplan’s partnership with World of Hyatt, launched in July 2026, the cardboard now doubles as a lodge standing play. As a premium Aeroplan bank card, the TD® Aeroplan® Visa Infinite Privilege* grants complimentary World of Hyatt Discoverist standing, 5 Tier-Qualifying Nights in the direction of larger standing annually, and an annual try at a 90-day standing problem, the place 4 nights earn Discoverist, 10 earn Explorist, and 20 earn Globalist. A second annual try comes with Aeroplan Elite Standing quite than with the cardboard, so cardholders who additionally maintain Air Canada standing can take two runs on the problem annually.

In the event you cut up your loyalty between Air Canada and Hyatt, these perks add a significant layer of worth on high of the cardboard’s Air Canada advantages, and we cowl them in additional element in our overview of the partnership.

The TD® Aeroplan® Visa Infinite Privilege* additionally comes with wonderful insurance coverage protection for journey medical, flight delay and cancellation, automotive leases, and extra.

As a premium card with a excessive minimal earnings requirement and a substantial annual price,

This card is good for frequent travellers with larger incomes who can take full benefit of the premium perks and robust base earn charge.

The cardboard can be a good selection for Air Canada frequent flyers given its wonderful related perks.

For extra in-depth details about the TD® Aeroplan® Visa Infinite Privilege*, together with full particulars on its intensive perks, advantages, and insurance coverage protection, take a look at our devoted information.

TD® Aeroplan® Visa Infinite* Card

The TD® Aeroplan® Visa Infinite* Card is TD’s mid-tier Aeroplan providing. It comes with a beneficiant welcome bonus and respectable incomes charges, and is a card that we advocate for all Canadian travellers.

The welcome bonus normally hovers round 50,000 Aeroplan factors, which is usually greater than sufficient for a round-trip economic system flight inside continental North America.

The charges and eligibility necessities of this card are as follows:

• Annual price: $139
• Supplementary cardholders: $75
• Minimal earnings requirement: $60,000 (private), $100,000 (family)
• Estimated credit score rating wanted: Good to Wonderful

The incomes charges for the TD® Aeroplan® Visa Infinite* are respectable, with the notable elevated charge for fuel and grocery spend.

The incomes charges for the TD® Aeroplan® Visa Infinite* are as follows:

• 1.5 Aeroplan factors^† per greenback spent on eligible fuel, grocery, and Air Canada® purchases, together with Air Canada Holidays®
• 1 Aeroplan level^† per greenback spent on all different purchases.

Because the incomes charge for the fuel and groceries class is similar with the TD® Aeroplan® Visa Infinite card as it’s with the premium TD® Aeroplan® Visa Infinite Privilege* card, we’ll merely remind you of the instance we used above.

In the event you had been to spend $1,000 per 30 days on fuel and groceries, incomes 1.5 Aeroplan factors per greenback spent on this class, you’d earn 18,000 Aeroplan factors ($1,000 x 1.5 earn charge = 1,500 factors x 12 months = 18,000 factors).

As we talked about above, these 18,000 Aeroplan factors will be redeemed on their very own for some North American flight choices, or alternatively, you may proceed to earn extra factors and save up for a flight additional overseas.

By way of perks and advantages, the TD® Aeroplan® Visa Infinite* affords cardholders a free first checked bag on Air Canada flights, most popular pricing when redeeming Aeroplan factors for Air Canada flights^†, a $100 NEXUS credit score, and extra.

The cardboard additionally supplies robust insurance coverage protection for journey and automotive leases.

Given its robust welcome bonus, affordable annual price, and good incomes charges and journey perks, we advocate the TD® Aeroplan® Visa Infinite* Card as one of many 4 important bank cards for Canadian travellers.

The TD® Aeroplan® Visa Infinite* is greatest fitted to people who fly Air Canada no less than yearly (to make the most of the free checked bag), and for many who can use it as a superb choice at grocery shops and fuel stations (using the 1.5x incomes charge).

Nevertheless, we do really feel it’s vital to notice that there are higher bank card choices for grocery spending and incomes Aeroplan factors.

The American Categorical Cobalt Card earns 5 Membership Rewards factors per greenback spent at grocery shops, and these factors will be transferred to Aeroplan at a charge of 1:1.

That stated, the TD® Aeroplan® Visa Infinite* is a wonderful Visa choice for grocery shops that don’t settle for American Categorical, and for people who’d desire to maintain their wallets easy and solely carry one extensively accepted card.

In the event you’d prefer to be taught extra concerning the TD® Aeroplan® Visa Infinite*, you possibly can peruse our in-depth information, which supplies an abundance of extra info.

TD® Aeroplan® Platinum Visa* Card

The TD® Aeroplan® Platinum Visa* Card is TD’s entry-level providing, which regardless of its decrease earnings requirement, nonetheless comes with an honest welcome bonus, sometimes round 20,000 Aeroplan factors.

The charges and eligibility necessities for this card are as follows:

• Annual price: $89
• Supplementary cardholders: $35
• Minimal earnings requirement: N/A
• Estimated credit score rating wanted: N/A

Moreover, this card usually comes with a first-year annual price rebate.

The TD® Aeroplan® Platinum Visa* Card affords cardholders the possibility to earn Aeroplan factors on on a regular basis spending, with a barely elevated charge for fuel, groceries, and eligible Air Canada purchases.

The cardboard’s incomes charges are as follows:

• 1 Aeroplan level^† per greenback spent on eligible Air Canada®, Air Canada Holidays®, fuel, and grocery purchases^†
• 1 Aeroplan level^† for each $1.50 spent on all different eligible purchases^†

To get an concept of what these incomes charges can get you, let’s have a look at the identical $1,000 per 30 days spend on fuel and groceries that we used above.

With the class incomes charge of 1 Aeroplan level per greenback spent, spending $1,000 per 30 days would earn you 12,000 Aeroplan factors over the course of a 12 months ($1,000 x 1x incomes charge = 1,000 factors x 12 months = 12,000 factors).

Trying on the first band of Aeroplan’s North American redemption chart, we are able to see that 12,000 factors may doubtlessly get you a return flight in economic system class for a flight distance of as much as 500 miles.

It’s price noting that it may be troublesome to seek out redemptions on the lowest finish of the factors vary; nevertheless, for those who ebook far sufficient forward or on the final minute, these redemptions are definitely obtainable on eligible routes.

Along with the flexibility to earn Aeroplan factors on all eligible purchases, the TD® Aeroplan® Platinum Visa* supplies cardholders with most popular pricing when redeeming Aeroplan factors for Air Canada® flights^† and a few fundamental insurance coverage protection.

The TD® Aeroplan® Platinum Visa* is greatest fitted to somebody who’s searching for a low-cost bank card that can earn factors for journey or for somebody who’s working to construct/rebuild their credit score.

You possibly can be taught extra concerning the TD® Aeroplan® Platinum Visa* in our full in-depth information discovered right here.

Incomes Factors on Hyatt Stays

Aeroplan’s partnership with World of Hyatt additionally boosted what TD Aeroplan cardholders earn when staying at Hyatt motels and resorts.

Since July 15, 2026, the TD® Aeroplan® Visa Infinite Privilege* earns 2 Aeroplan factors per greenback spent at taking part Hyatt properties, up from 1.5, together with 2 World of Hyatt Bonus Factors on the identical spending. The TD® Aeroplan® Visa Infinite* earns 1.5 Aeroplan factors per greenback at Hyatt, up from 1, plus 1 World of Hyatt Bonus Level.

The upper Aeroplan incomes applies mechanically, whereas the World of Hyatt Bonus Factors require your Aeroplan and World of Hyatt accounts to be linked.

Redeeming Aeroplan Factors Earned on Your TD Credit score Card

When you’ve bought a pleasant stack of Aeroplan factors, it’s time to start out exploring your redemption choices.

With a TD bank card, the factors earned by on a regular basis spending and the welcome bonus get deposited instantly into your Aeroplan account every month after your assertion posts.

As soon as the factors are in there, you possibly can redeem them for flights, motels, and extra, however as we talked about above, one of the best worth by far is discovered when redeeming your factors for flights.

Aeroplan factors will be redeemed for award flights with Air Canada, with the airline’s Star Alliance companions, and with its different accomplice airways. Because it stands, you possibly can redeem Aeroplan factors for flights with 45+ airways.

The Aeroplan reserving course of is each simple and surprisingly deep, so the redemption course of can both be easy or extra sophisticated relying on how you’re in looking for one of the best worth in your factors.

Take a look at our step-by-step information for reserving by Aeroplan’s portal. On this information, we do our greatest to demystify every step as a way to ebook with confidence.

We’ve additionally written extra concerning the redemption course of in depth in our Important Information to Aeroplan, so for those who’d prefer to find out about find out how to actually make the most of Canada’s greatest loyalty program, you’ll positively wish to test it out.

The important thing factor to bear in mind when planning a flight redemption utilizing Aeroplan factors is that Air Canada flights are topic to dynamic pricing, which signifies that the value fluctuates relying on demand for the actual flight and seat.

Comparatively, award flights with accomplice airways have static pricing however the availability of award seats is restricted since these airways will sometimes solely supply a portion of their seats for redemption bookings.

In easy phrases, to determine for those who’re getting a superb deal in your award redemption, you’ll want to have a look at the Aeroplan Flight Reward Charts.

In every chart, lookup the beginning at costs for Air Canada flights and the singular value for reserving with accomplice airways.

For the Air Canada award bookings, if the flight you wish to ebook is priced nearer to the beginning at value listed within the chart, that is usually thought-about a superb deal.

Likewise, if it’s priced a lot larger, above the median value, you might wish to have a look at different dates or accomplice flights which have decrease pricing.

Since July 2026, there’s additionally a brand new choice on the lodge aspect. By means of Aeroplan’s partnership with World of Hyatt, you possibly can convert Aeroplan factors instantly into Hyatt Free Evening Awards, with 25,000 Aeroplan factors for an evening at a Class 1–4 property, or 75,000 factors for an evening at a Class 1–7 property.

Free Evening Awards are legitimate for six months as soon as they land in your World of Hyatt account, and flights stay one of the best worth in your Aeroplan factors general. Nonetheless, for anybody who likes the thought of pairing a flight redemption with a lodge evening on the identical journey, it’s a welcome addition to this system.

Total, Aeroplan is a wonderful program, and one which you can get an increasing number of from as you have interaction with it and perceive it higher.

Now we have a wealth of assets on find out how to get probably the most out of your Aeroplan factors, so ensure to try our guides to be taught extra about Aeroplan and the unbelievable journey alternatives it opens up.

Conclusion

TD Financial institution affords three co-branded Aeroplan bank cards that help you earn Aeroplan factors.

Aeroplan is without doubt one of the greatest loyalty packages in North America and its factors can be utilized for helpful redemptions similar to flights, lodge bookings, and extra.

In the event you’re searching for a bank card that earns Aeroplan factors redeemable for distinctive flight experiences, the TD Aeroplan playing cards are definitely price contemplating.

In the event you’d prefer to revisit the TD Aeroplan card choices, click on right here.

FAQs

Listed here are solutions to a number of the commonest questions we get about TD’s Aeroplan bank cards.

Can I’ve a TD Aeroplan bank card if I don’t financial institution with TD?

Sure, you possibly can. To pay your TD Aeroplan bank card invoice with no TD checking account, merely seek for TD as a payee inside your on-line banking’s invoice fee characteristic, after which add your TD bank card quantity because the account quantity.

Can I ebook journey for different folks with my Aeroplan factors?

Sure, you can also make a reserving for another person utilizing your Aeroplan factors. To take action, undergo the search and reserving course of as standard throughout the Aeroplan portal, utilizing your pal/member of the family’s title and data in lieu of your personal.

Do I’ve to redeem my Aeroplan factors for journey?

No. Aeroplan factors will also be redeemed for motels, automotive leases, merchandise, reward playing cards, flight upgrades and extras, and journey actions and experiences.

Can I change my Aeroplan factors for money?

No, Aeroplan factors can’t be redeemed for money; nevertheless, they are often redeemed for a wide selection of reward playing cards and merchandise.