As a reminder, RBC® has glorious promotional affords accessible on the RBC® ION Visa and the RBC® ION+ Visa playing cards.
Each playing cards at the moment are providing their highest-ever bonuses, making this the very best time to use if you happen to haven’t already.
On prime of that, they characteristic elevated incomes charges on many frequent every day bills, which could be very helpful as a part of your total RBC Avion Rewards technique, as we’ll discover intimately beneath.
Let’s check out the affords and discover why these playing cards ought to make their means into your pockets to optimize your RBC bank card technique.
RBC® ION+ Visa: As much as 21,000 Avion Factors^
The present promotional provide on the RBC® ION+ Visa is 7,000 Avion factors upon approval^ and an extra 14,000 Avion factors upon spending $1,500 within the first six months^, for a complete of as much as 21,000 Avion factors^.
The incomes charges on the RBC® ION+ Visa are as follows:
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Earn 3 Avion factors per greenback spent on qualifying grocery, eating, meals supply, gasoline, rideshare, every day public transit, electrical automobile charging, streaming, digital gaming, and digital subscriptions†
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Earn 1 Avion level per greenback spent on all different eligible purchases†
For a modest $48 annual charge†, there’s additionally a primary set of insurance coverage protection, together with cellular gadget insurance coverage, buy safety, and prolonged guarantee.†
The incomes classes are almost an identical to the lower-tier RBC® ION Visa; nonetheless, the ION+ affords as much as 3 Avion factors per greenback spent† on many every day necessities, which is double the speed of the ION card.
Furthermore, the extra elevated earnings classes on the ION+ additionally embody eating and meals supply.†
Between the RBC® ION Visa and the RBC® ION+ Visa, you’ll wish to choose the ION+ if you happen to spend lots on groceries, eating, meals supply, gasoline, transportation, streaming, digital gaming, and digital subscriptions, because you’ll earn 3 Avion factors per greenback spent as an alternative of 1.5x on the RBC® ION Visa.
There isn’t any minimal earnings requirement to use for the RBC® ION+ Visa,† and this provide is legitimate till November 25, 2025.
- Earn 7,000 Avion factors upon approval^
- Earn 14,000 Avion factors upon spending $1,500 within the first six months^
- Earn 3x factors† on qualifying grocery, eating, meals supply, gasoline, rideshare, every day public transit, electrical automobile charging, streaming, digital gaming and digital subscriptions†
- Earn 1 further Moi Rewards level for each two {dollars} spent at Metro, Meals Fundamentals, Tremendous C, Jean Coutu, Brunet and Première Moisson once you scan your Moi card and pay together with your linked RBC Card (minimal buy required).¹¹
- Cell gadget insurance coverage†
- Annual charge: $48†
RBC® ION Visa: As much as 11,000 Avion Factors^
The RBC® ION Visa is a no annual charge various providing 4,000 Avion factors upon approval^, and an extra 7,000 Avion factors upon spending $500 within the first three months^, for a complete of as much as 11,000 Avion factors^.
The cardboard’s incomes charges are as follows:
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Earn 1.5 Avion factors per greenback spent on qualifying grocery, gasoline, rideshare, every day public transit, electrical automobile charging, streaming, digital gaming and digital subscriptions†
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Earn 1 Avion level per greenback spent on all different eligible purchases†
This no-fee bank card is focused in the direction of informal travellers who spend a good quantity on rideshares, transit, streaming, and video video games. In reality, it’s the one card to focus on spending in a few of these classes, and can doubtless enchantment to youthful people who want to earn versatile journey rewards.
The insurance coverage protection on the RBC® ION Visa is primary, which is absolutely anticipated on entry-level playing cards akin to this one.
There isn’t any minimal earnings requirement to use for the RBC® ION Visa,† and this provide is legitimate till November 25, 2025.
- Earn 4,000 Avion factors upon approval^
- Earn 7,000 Avion factors upon spending $500 within the first three months^
- Earn 1.5x Avion factors† on qualifying grocery, gasoline, rideshare, every day public transit, electrical automobile charging, streaming, digital gaming and digital subscriptions†
- Annual charge: $0
The best way to Use Avion Factors from RBC® ION Playing cards
As a cardholder of the RBC® ION Visa or the RBC® ION+ Visa, you’ll take pleasure in membership within the Avion Rewards program on the Premium tier.
In the meantime, if you happen to’re a cardholder of the RBC® Avion Visa Infinite†, the RBC® Avion Visa Platinum†, or RBC Avion® Visa Infinite Privilege†, you’ll take pleasure in membership within the Avion Rewards program on the Elite tier.
Premium members can’t switch Avion factors to a few of the 4 airline companions accessible via the Avion Rewards program. The exception is WestJet Rewards, to which Avion factors could be transferred at a price of 1:1 (100 Avion factors = 100 WestJet factors).
Moreover, ION and ION+ cardholders can’t redeem factors through the Air Journey Redemption Schedule, which helps you to use Avion factors to ebook flights as much as a sure most ticket value.
As an alternative, Premium members are restricted to utilizing Avion factors at a flat price of 0.58 cents per level (cpp) for journey booked through Avion Rewards, which is much less beneficial than the 1cpp redemption price that you simply get from holding a higher-tier Avion card.
Fortunately, if you happen to additionally maintain an Avion bank card, such because the RBC® Avion Visa Infinite† or the RBC® Avion Visa Platinum†, you may switch Avion factors earned out of your ION merchandise into Avion factors on the Elite tier at a 1:1 ratio between your totally different playing cards.
Subsequently, the Avion factors you earn from both of the ION playing cards can nonetheless be transformed into extra highly effective Avion factors, so long as you even have an eligible Avion bank card (and subsequently take pleasure in Elite membership within the Avion Rewards program).
| Credit score Card | Greatest Provide | Worth | |
|---|---|---|---|
55,000 Avion factors^ $120 annual charge |
55,000 Avion factors^ | $1,080 |
Apply Now |
55,000 RBC Avion factors^ $120 annual charge |
55,000 RBC Avion factors^ | $1,080 |
Apply Now |
As much as 70,000 RBC Avion factors† $399 annual charge |
As much as 70,000 RBC Avion factors† | $826 |
Apply Now |
35,000 RBC Avion factors $175 annual charge |
35,000 RBC Avion factors | $700 |
Apply Now |
What’s extra, if you happen to ever determine to improve your ION or ION+ card to one of many RBC Avion playing cards, any factors you’ve collected might be upgraded as effectively.
Then, you’ll have the ability to entry higher-value journey redemptions which are unique to Avion cardholders: all 4 frequent flyer accomplice applications, the Air Journey Redemption Schedule, and the power to redeem factors straight in opposition to journey at 1cpp.
Certainly, that is what we wish to name “The Optimized RBC Credit score Card Portfolio,” since you may leverage the elevated incomes charges on the ION household of playing cards with the extra highly effective redemption alternatives with the Avion household of playing cards.
Your factors by no means expire for so long as you’re a cardholder. In the event you cancel or change to a unique RBC product, you’ve got 90 days to redeem your factors earlier than they go away.
Conclusion
The RBC® ION Visa and RBC® ION+ Visa playing cards have elevated promotional affords for 11,000 and 21,000 Avion factors†, respectively, each of which symbolize historic highs.
The RBC® ION Visa and RBC® ION+ Visa not solely fill a helpful supporting position to the higher RBC® Avion portfolio, but in addition stand out on their very own as distinctive product choices to carry long-term.
The present welcome bonuses are nice throughout the board, and you may improve each the brand new playing cards to a extra premium Avion card anytime you want to make the most of Avion’s glorious switch companions.
These affords are legitimate till November 25, 2025, so make sure to apply earlier than then and provides your Avion Rewards steadiness a significant enhance.
