Think about logging into your airline account, excited to e-book that dream journey, solely to search out out that your factors have expired.
It’s a irritating scenario that occurs extra usually than you assume, as the fact is that many people don’t understand that factors can expire if we’re not utilizing or incomes them repeatedly.
As we wrap up the yr 2025, it’s a superb time to tackle a easy however necessary activity: reviewing your loyalty accounts.
An annual test for factors liable to expiring is a fast behavior that may save your hard-earned rewards and preserve them prepared for future adventures.
The excellent news is, protecting your factors alive is simpler than you assume.
On this submit, we’ll cowl the expiration insurance policies for main airline loyalty packages and share methods to maintain your factors lively with out an excessive amount of effort.
Let’s dive into the easy steps to make sure your miles don’t expire.
1. Know The Guidelines of Your Loyalty Program
Most loyalty packages require you to interact in some type of qualifying exercise at common intervals to maintain your airline factors from expiring.
Nonetheless, every airline program has its personal algorithm. Some take into account each incomes and redeeming factors as qualifying actions, whereas others solely rely incomes.
Moreover, there are some packages whose factors by no means expire, whereas others have factors that may expire after a sure interval of inactivity. In some packages, your factors expire after a set time frame, regardless of how a lot exercise there’s been.

Figuring out the specifics of your loyalty program is step one to safeguarding your factors balances.
Listed below are the expiration insurance policies for some fashionable airline loyalty packages for North Individuals:
- Air Canada Aeroplan: Factors usually expire after 18 months of account inactivity; nonetheless, factors expiry is paused till November 30, 2026. After that date, the 18-month inactivity rule will apply once more.
- WestJet Rewards: WestJet factors don’t expire; nonetheless, your account should have a minimum of one incomes, redeeming, transferring, or changing exercise each 24 months to remain lively. Sure promotional rewards might have their very own expiry dates.
- Air France KLM Flying Blue: Miles can expire when you go 24 months with none qualifying flight or eligible co-branded bank card exercise. A qualifying flight or eligible card buy typically resets the clock to your stability.
- Atmos Rewards: Technically, miles don’t expire, however your account could also be deactivated after 24 months of inactivity. (You then have 12 months to reactivate your account.)
- American Airways AAdvantage: Miles expire after 24 months of account inactivity.
- Avianca LifeMiles: Miles expire after 12 months with none factors accrual exercise.
- The British Airways Membership: Avios expire after 36 months of account inactivity.
- Cathay Pacific Asia Miles: Miles expire after 18 months of account inactivity.
- Delta SkyMiles: SkyMiles by no means expire.
- Korean Air SKYPASS: Miles expire 10 years after they’re earned. (Miles earned on or earlier than June 30, 2008 don’t expire and are legitimate for the member’s lifetime)
- Singapore Airways KrisFlyer: Miles expire 36 months after they’re earned.
- United MileagePlus: Miles by no means expire.
- Virgin Atlantic Flying Membership: Factors by no means expire.
2. Earn Factors from Co-Branded Credit score Playing cards
One of many best methods to maintain your airline factors from expiring is by utilizing co-branded bank cards. These playing cards help you earn factors on on a regular basis purchases like groceries, eating, and fuel.
For instance, when you maintain a TD® Aeroplan® Visa Infinite* Card, each time you make a purchase order, you’re not solely incomes Aeroplan factors from these purchases, however you’re additionally extending your factors stability expiration date by 18 months.

If you happen to don’t have already got one, test in case your airline presents a co-branded bank card.
Many airways associate with main banks to supply playing cards that provide beneficiant welcome bonuses, journey perks, and most significantly, the flexibility to earn the rewards foreign money of your selection and assist preserve your factors from expiring.
TD® Aeroplan® Visa Infinite* Card
- Earn 10,000 Aeroplan factors† upon first buy†
- Plus, earn 15,000 Aeroplan factors† upon spending $7,500 within the first 180 days of account opening†
- Plus, earn an extra 20,000 Aeroplan factors† on renewal once you spend $12,000 inside 12 months of account opening†
- Earn 1.5x Aeroplan factors† on eligible fuel, groceries, and Air Canada® purchases, together with Air Canada Holidays®†
- Most well-liked Aeroplan pricing and free checked bag on Air Canada® flights†
- Minimal revenue: $60,000 private or $100,000 family
- Annual charge: $139 (rebated for the primary yr)
- Provide out there for functions permitted on or after September 4, 2025.
Switch Factors from Financial institution Packages
If a co-branded bank card isn’t out there for the airline you take note of, or if the product isn’t provided in your nation, take into account one other handy choice: transferring factors from a versatile foreign money program.
In Canada, there are two factors currencies that may be transformed into varied airline and lodge companions: American Specific Membership Rewards and RBC Avion Rewards.
In america, there are a lot of extra packages out there. Among the hottest ones embody American Specific US Membership Rewards, Bilt Rewards, Capital One Miles, Citi ThankYou Rewards, and Chase Final Rewards.
By transferring factors from one program into your airline’s loyalty program, you’ll be able to add qualifying exercise and prolong the lifetime of your factors or miles. That is particularly helpful when you’ve got a stability with an airline that you just don’t fly with incessantly, however you’d nonetheless wish to preserve your factors lively.
For instance, changing RBC Avion factors into British Airways Avios counts as a qualifying exercise inside your British Airways account, thus extending the expiry date of your Avios by one other three years.

If you happen to’re considering of going this route, understand that relying on which program you’re transferring from there would be the occasional switch bonus promotions that allow you to take pleasure in 10–50% extra factors once you switch.
For instance, RBC Avion Rewards pretty repeatedly runs switch bonus promotions from their in-house Avion factors to British Airways Govt Membership, permitting you to get extra worth out of your Avion factors.
Given this, except you’re in a rush to forestall your factors from expiring, it’s smart to attend for these presents.

3. Earn from Flying Exercise
It could sound apparent, however flying with the airline is a surefire technique to preserve your factors from expiring in nearly all circumstances. Any time you e-book a flight and earn miles, your account exercise is refreshed, extending the expiration date of your factors.
The exceptions to this rule are packages like Korean Air SKYPASS and Singapore Airways KrisFlyer as your factors have an unchangeable and unextendable expiration date in relation to after they had been earned.

Redeeming factors for flights may rely as qualifying exercise in most packages, making it one other nice technique to preserve your factors lively whereas having fun with the rewards you’ve earned.
Nonetheless, understand that there are some packages, like Avianca LifeMiles, that DO NOT rely redeeming factors as qualifying exercise, so all the time double-check the factors expiration coverage of your airline to make sure.
4. Earn from Non-Flying Exercise
If you happen to’re not flying anytime quickly, don’t fear.
There are quite a few different methods to earn factors with out flying, serving to you to proceed to forestall your factors from expiring.
E book resorts, automotive leases, and actions via an affiliated reserving portal
Many airways have affiliated reserving portals the place you’ll be able to earn factors by reserving resorts, automotive leases, and even actions. Transactions made via these portals rely as qualifying incomes exercise and assist prolong your factors’ expiration.
For example, Air France KLM Flying Blue has partnered with Reserving.com, permitting you to earn 2 Flying Blue miles per euro spent on lodge bookings once you undergo the airline’s reserving portal.

Nonetheless, not all airways have a partnership with OTAs (On-line Journey Companies) that present a reserving web site like this.
If that’s the case, you’ll be able to test the airline’s on-line purchasing portal for an additional technique to preserve your factors from expiring.
For instance, via the British Airways Govt Membership eStore, you’ll be able to earn Avios by clicking their purchasing hyperlink for AVIS automotive leases and making a reservation, or by making a reserving via Airbnb. That is a simple technique to preserve your factors lively whereas reserving important providers like automotive leases or short-term leases.

If neither lodge stays nor automotive leases are in your plans, you may as well take into account reserving an exercise to earn factors. For instance, via the American Airways AAdvantage eStore, you’ll be able to earn AAdvantage miles by reserving excursions and actions by way of Viator.

Simply make sure that you’re making your bookings via the airline’s on-line reserving portal or purchasing portal and never via the on a regular basis, public variations of reserving portals so as to earn your rewards and preserve your factors from expiring.
To make sure you’re on the correct web site, all the time begin from the airline’s or airline loyalty program’s web site and click on via to the related reserving portal.
Use Rideshare and Meals Ordering Apps
Some airline loyalty packages are linked to rideshare apps like Uber and Lyft, or meals ordering apps like Starbucks. By linking your accounts, you’ll be able to routinely earn factors on each experience or meals order, protecting your account in good standing.
For instance, you’ll be able to hyperlink your Aeroplan account to Uber and earn Aeroplan factors each time you catch an Uber experience or order meals via Uber Eats.

Airline Eating Packages
Airline eating packages are one other nice technique to earn miles with out flying. By eating at taking part eating places and paying with a bank card that’s linked to your loyalty account, you’ll earn miles each time you eat out.
Nonetheless, this selection is barely provided within the US in the intervening time.

5. Earn Via On-line Buying Portals
Buying via your airline’s on-line purchasing portal is without doubt one of the best methods to earn factors from house. These portals associate with a variety of shops, permitting you to earn factors on a lot of your typical purchases.
The most effective examples of an internet purchasing portal is the Aeroplan eStore which has a protracted record of retail companions in Canada, similar to Amazon, Apple, and Lululemon.

To earn factors from purchasing, merely discover the retailer you need via the airline’s purchasing portal and click on the “Store” button to be redirected. Make sure to evaluation the small print for every retailer, as sure product classes are sometimes excluded from incomes factors.

If you happen to’re trying to maximize your earnings whereas protecting your account lively, preserve an eye fixed out for bonus factors promotions in your airways’ on-line purchasing portal.
Ready to your most popular retailer to supply additional factors can actually aid you construct up your level stability from the consolation of your personal house.
6. Purchase or Donate Factors
Shopping for factors outright is the best manner so as to add a qualifying exercise to your account; nonetheless, comfort usually comes with a value.
Until your factors are about to run out, it’s higher to see if any of the beforehand talked about strategies give you the results you want first since shopping for factors is often not thought-about good worth.
Whereas shopping for factors must be a final resort (as it may be dear), it’s nonetheless higher than dropping them altogether.

Equally to transferring factors or making purchases via an airline’s on-line purchasing portal, it’s a good suggestion to be careful for promotions that provide bonus factors to maximise your buy when you do determine to purchase factors.
If shopping for factors feels a bit costly, take into account donating factors as an alternative. It is a nice technique to preserve your factors account lively whereas doing one thing good!
Many airways help you donate factors to pick charities after which rely the donation as a qualifying redemption exercise – although, understand that some airways solely rely incomes exercise as qualifying exercise, so that you’ll need to double-check this to your loyalty program of selection.

7. Set Up Alerts and Observe Your Factors
The easiest way to keep away from dropping factors is by staying organized.
One good observe is perhaps to evaluation your loyalty accounts on the finish of every yr and make word of the expiration dates.
Mark these dates in your calendar and arrange an alert a minimum of three months upfront, supplying you with sufficient time to take motion and preserve your factors lively. When you have quite a few loyalty accounts to maintain monitor of, we’ve discovered {that a} spreadsheet is beneficial to maintain monitor of your factors.
Alternatively, you should use a platform like AwardWallet to trace your factors balances throughout all of your frequent flyer packages.
AwardWallet securely shops your login credentials for every loyalty program and repeatedly checks your accounts for any adjustments in factors balances. It additionally screens factors expiration dates and sends you e-mail alerts if any of your factors are nearing expiration.

Conclusion
Airline loyalty packages usually implement inactivity insurance policies, inflicting factors to run out after a interval of no qualifying account exercise (sometimes round two years of inactivity).
Whereas that may seem to be loads of time, life can get in the best way, and you may simply neglect to maintain your accounts lively and run the chance of dropping all of your hard-earned factors.
Happily, stopping factors from expiring is simpler than it appears. A number of small actions, like utilizing a co-branded bank card for day by day purchases, reserving a last-minute flight, or purchasing on-line, can usually preserve your account lively and your factors protected.
Nonetheless, finally, one of the best observe to your factors is to comply with the “earn and burn” mantra of the Miles & Factors group.
Deal with factors like foreign money that would lose worth or disappear – that manner, you wouldn’t depart any factors to run out within the first place.




