Earlier this yr, Chexy launched a partnership with Aeroplan that allowed customers to earn bonus Aeroplan factors on on a regular basis funds. The supply has now been refreshed for a brand new chapter.
From September 16, 2025 to January 31, 2026, new customers can earn as much as 5,000 Aeroplan factors simply by paying bills like hire, tuition, utilities, taxes, and extra together with your bank card.
It’s a uncommon alternative to rack up factors on payments that usually don’t earn something.
And the very best half? Chexy accepts American Categorical bank cards for funds.
In the event you’ve been sitting on the sidelines, now’s good time to flip your recurring funds into critical journey rewards.
Earn As much as 5,000 Bonus Aeroplan Factors with Chexy!
Chexy’s Aeroplan partnership allows you to earn bonus factors along with what you’d usually earn out of your bank card, just by utilizing Chexy to pay payments.
New Chexy customers are eligible to earn as much as 5,000 bonus Aeroplan factors as a part of this limited-time supply, legitimate till January 31, 2026.
Right here’s how the bonus breaks down:
- Earn 1,000 Aeroplan factors in your first cost with Chexy
- Earn 3,000 Aeroplan factors after finishing $3,000 in funds (excluding Chexy charges) inside 90 days of your first transaction
- Earn 1,000 Aeroplan factors for making a cost per thirty days for 12 consecutive months
- Plus, earn 1,000 Aeroplan factors per referral, plus $15 Chexy credit score (most 10 referrals)
To qualify, all transactions should be efficiently processed, which means the cardboard is charged and the cost is issued. Factors might take as much as 4 weeks to publish to your Aeroplan account.
Which Credit score Card Must you Use with Chexy?
As a reminder, Chexy costs a 1.75% processing payment for funds made with Canadian-issued bank cards (which may be lowered to as little as 0.5% by referring others, which we’ll cowl beneath).
To offset this payment, it’s finest to make use of a bank card that earns high-value rewards or helps you unlock a welcome bonus.
Aeroplan co-branded bank cards are perfect for this function, because of our excessive valuation of Aeroplan factors.
For instance, in the event you use a premium Aeroplan co-branded bank card, can earn 1.25 Aeroplan factors per greenback spent on funds through Chexy.
With a core Aeroplan bank card, you’ll earn 1 Aeroplan level per greenback spent.
Unsure which card is best for you? Take a look at our bank card comparability instrument to discover all of your choices.
Invite Mates, Earn Extra!
Chexy’s partnership with Aeroplan additionally features a referral part, which lets you increase your Aeroplan stability even additional whereas reducing the price of your processing payment.
New and current customers can earn 1,000 Aeroplan factors per referral, along with Chexy’s current give-and-get $15 money referral bonus (which each the referrer and the referee get). To qualify, your referral wants to finish a profitable first cost—not simply enroll and disappear.
Whereas the referral bonus of 1,000 Aeroplan factors is capped at 10 referrals (as much as 10,000 factors every calendar yr), you’ll proceed to earn the $15 Chexy referral bonus for each extra good friend you refer past that cap.
Plus, there’s a further incentive to refer your folks, since you’ll pay a progressively decrease processing payment as you carry extra individuals into the Chexy ecosystem:
- 3 referrals = Pink Referrer Standing → 1.5% processing payment
- 5 referrals = Gold Referrer Standing → 1.0% processing payment
- 10 referrals = Elite Referrer Standing → 0.5% processing payment
These referral counts reset every January, however they provide a compelling solution to shrink your processing payment, stretch the worth of each greenback you run by way of the platform, and increase up your Aeroplan stability.
Is Chexy’s Bonus Aeroplan Factors Deal Value It?
With as much as 5,000 Aeroplan factors on the desk, Chexy’s limited-time supply is a compelling alternative—particularly in the event you’re already paying hire or payments that don’t usually earn rewards.
Based mostly on our valuation of two.1 cents per Aeroplan level, we’d worth these bonus factors at roughly $105, which may simply justify the price of Chexy’s processing charges.
In contrast to many promotions tied to particular journey purchases or elite standing, this one is easy and accessible to anybody with recurring payments.
Chexy costs a processing payment of 1.75% for Canadian-issued bank cards. Whereas which will appear to be a disadvantage, the potential return usually outweighs the fee—particularly in the event you’re incomes Aeroplan factors at our estimated worth of two.1 cents per level.
Let’s run the numbers:
Say you pay $3,000 in hire utilizing a premium Aeroplan bank card. With the 1.75% payment, your complete cost could be $3,052.50. You’d earn:
- 1,000 Aeroplan factors from Chexy’s first-payment bonus
- 3,000 Aeroplan factors from finishing $3,000 in funds
- 3,815 Aeroplan factors out of your bank card ($3,052.50 × 1.25 factors per greenback spent)
That’s a complete of 7,815 Aeroplan factors, which we’d worth at roughly $111, in alternate for a $52.50 payment.
And that’s only one transaction. Mix this with Chexy’s referral program, which may decrease your processing payment all the way down to as little as 0.5%, and the worth proposition turns into much more profitable.
Conclusion
Chexy’s prolonged Aeroplan promotion is without doubt one of the best methods to earn significant rewards on funds that usually go unrewarded. Whether or not you’re working towards a dream journey, trying to hit a bank card minimal spending threshold, or simply need to get one thing again in your hire, this deal delivers.
With as much as 5,000 Aeroplan factors obtainable and a low 1.75% processing payment, the mathematics works in your favour—particularly when paired with the best bank card or referral technique.
Be sure that to enroll and full your funds by January 31, 2026, to take full benefit of this limited-time supply.
