TD Rewards Credit score Card Provides: Earn As much as 146,000 Factors

TD points three private bank cards that earn TD Rewards Factors, and all three playing cards just lately had numerous enhancements added.

This time, the TD First Class Journey^® Visa Infinite^* Card is providing as much as 146,000 TD Rewards factors^†, with 4 complimentary lounge visits and a variety of classes with boosted incomes charges.^†

In the meantime, the TD Rewards Visa* Card has doubled its welcome bonus to 30,310 TD Rewards Factors^†, whereas the provide on the TD Platinum Journey Visa* Card stays unchanged.

When you’re eligible, make sure you give these affords a great look if you wish to enhance your TD Rewards stability for journey through the fall season and past.

TD First Class Journey^® Visa Infinite^* Card: As much as 146,000 TD Rewards Factors^†

The TD First Class Journey® Visa Infinite* Card is at the moment providing as much as 146,000 TD Rewards Factors^†, which nonetheless ranks amongst the stronger bank card offers in Canada.

To earn the total welcome bonus, you’ll have to satisfy the next circumstances:

• Earn 20,000 TD Rewards Factors^† upon making your first buy^†
• Earn an extra 126,000 TD Rewards Factors^† upon spending $7,500 within the first 180 days of account opening^†

That’s as much as 146,000 TD Rewards Factors^† from the welcome bonus alone. Assuming you meet the $7,500 spending requirement with the cardboard’s baseline incomes fee of two TD Rewards Factors per greenback spent, you’d earn an additional 15,000 factors from the spend itself, for a complete of 161,000 TD Rewards Factors^†.

At our valuation of 0.5 cents per TD Rewards Level, that’s value $805 towards journey by Expedia® for TD!^†

Add within the perks under, and the first-year worth climbs a lot increased:

• $100 annual TD Journey Credit score^† upon spending $500 (CAD) on lodging bills booked with Expedia^® for TD^†
• 4 complimentary lounge visits annually by the Visa Airport Companion Program, powered by DragonPass^†
• 10% anniversary bonus^† of TD Rewards Factors earned over the previous 12 months, as much as 10,000 factors^†
• Sturdy insurance coverage protection^† for journey and purchases

Conservatively, you’re taking a look at properly over $900 in worth while you mix the welcome bonus, journey credit score, lounge visits, and the annual charge rebate. Maximize class bonuses and also you’ll simply push the worth even increased.

Incomes charges are additionally extremely aggressive, you’ll earn:

• 8 TD Rewards Factors^† per greenback spent on eligible Expedia^® for TD purchases^†
• 6 TD Rewards Factors^† per greenback spent on eligible groceries, eating, and public transit purchases^†
• 4 TD Rewards Factors^† per greenback spent on eligible repeatedly recurring invoice funds arrange in your account, streaming, digital gaming, and media^†
• 2 TD Rewards Factors^† per greenback spent on all different eligible purchases^†

Once more, utilizing our valuation of TD Rewards Factors of 0.5 cents per level, you’re taking a look at an efficient return of two–4% in your spending. 

It’s value noting that there’s a $25,000 annual cap for the overall quantity spent on groceries, eating, and public transit providers, in addition to recurring invoice funds, streaming, digital gaming, and media. When you’ve reached that threshold, the incomes fee drops right down to the bottom fee of two TD Rewards Factors^† per greenback spent.^†

The cardboard’s annual charge of $139 is rebated within the first yr^†, and extra playing cards value $50, with the primary supplementary card additionally having fun with a first-year rebate.^†

When you’d prefer to maintain the prices down year-after-after, think about a TD Limitless or All-Inclusive chequing account, which can waive the annual charge on one TD bank card of your alternative, together with the TD First Class Journey^® Visa Infinite^* Card, on an ongoing foundation.^†

The TD First Class Journey^® Visa Infinite^† Card requires both $60,000 in annual private revenue, or $100,000 in annual family revenue, to qualify.

Provide efficient as of June 1, 2026.

TD Platinum Journey Visa* Card: As much as 50,000 TD Rewards Factors^†

The welcome bonus on the TD Platinum Journey Visa^* Card stays unchanged, providing 50,000 TD Rewards Factors^† with a first-year annual charge rebate.

The breakdown of the welcome bonus is as follows:

• Earn 15,000 TD Rewards Factors^† upon making your first buy^†
• Earn an extra 35,000 TD Rewards Factors^† upon spending $1,000 within the first 90 days^†

Other than the welcome bonus, you’ll get pleasure from the next incomes charges with the TD Platinum Journey Visa^* Card:^†

• 6 TD Rewards Factors^† per greenback spent on eligible Expedia^® for TD purchases^†
• 4.5 TD Rewards Factors^† per greenback spent on eligible grocery, eating, and public transit purchases^†
• 3 TD Rewards Factors^† per greenback spent on eligible repeatedly recurring invoice funds arrange in your account, streaming, digital gaming, and media^†
• 1.5 TD Rewards Factors^† per greenback spent on all different eligible purchases^†

As you’ll be able to see, the incomes charges are a step down from these on the TD First Class Journey^® Visa Infinite^* Card; nonetheless, in case you don’t qualify for the higher-tier card, then you’ll be able to nonetheless get a strong return on spending in any of the boosted classes.

There’s a $15,000 annual cap for the overall quantity spent on groceries, eating, and public transit, in addition to recurring invoice funds, streaming, digital gaming, and media^†, earlier than your rewards on spending drop to the baseline incomes fee.

The annual charge is $89, which is rebated for the primary yr below this provide, and it may be simply waived in subsequent years with an eligible checking account.^†

There’s no minimal revenue requirement to use for this card.

TD Rewards Visa^* Card: 30,310 TD Rewards Factors^†

The TD Rewards Visa* Card is TD’s no-annual-fee possibility, and the welcome bonus has simply been doubled, giving an excellent stronger entry level to the TD Rewards program.

You’ll earn 30,310 TD Rewards factors^† while you spend $1,500 inside 90 days of account opening.^†

For a bank card with no annual charge, the incomes charges are fairly aggressive, and are structured as follows:

• 4 TD Rewards Factors^† per greenback spent on eligible Expedia^® for TD purchases^†
• 3 TD Rewards Factors^† per greenback spent on eligible grocery, eating, and public transit purchases^†
• 2 TD Rewards Factors^† per greenback spent on eligible repeatedly recurring payments arrange in your account, streaming, digital gaming, and media^†
• 1 TD Rewards Level^† per greenback spent on all different eligible purchases^†

There’s a $5,000 annual cap for the overall quantity spent on groceries, eating, and public transit purchases, in addition to recurring invoice funds, streaming, digital gaming, and media earlier than the rewards on spending drop to the bottom fee.^†

That is absolutely one of many extra aggressive choices amongst Canada’s greatest no-fee bank cards.

There’s no minimal revenue requirement for this card.

Conclusion

TD has refreshed its TD Rewards lineup, with the First Class Journey® Visa Infinite* Card providing as much as 146,000 TD Rewards Factors^† and the TD Rewards Visa* Card doubling its no-fee welcome bonus to 30,310 factors^†.

Mixed with a first-year annual charge rebate and powerful journey perks, the TD First Class Journey^® Visa Infinite^* Card stays one of many strongest TD Rewards affords we’ve seen.

When you’ve been occupied with including the TD First Class Journey® Visa Infinite* Card to your pockets, now could be the very best time to use.

^† Phrases and circumstances apply. The Toronto-Dominion Financial institution (TD) is just not chargeable for the contents of this web site together with any editorials or opinions that will seem on this web site. For full and present data on any TD product, please click on the Apply Now button.