Asian international locations proceed to dominate the journey plans of Indians heading overseas, with 63% preferring locations inside the area, in keeping with ICICI Lombard Common Insurance coverage’s first WanderSafe Report 2025. The examine, carried out with Hansa Analysis, captures insights from Gen Z, Millennials and Gen X throughout metro cities and Tier-1 cities.
Thailand, Japan and Singapore have emerged as essentially the most sought-after locations, pushed by smoother visa processes and stronger flight connectivity. Practically half of all respondents (48%) mentioned their subsequent worldwide journey would possible be to an Asian nation. North America—primarily the US—stays the second-most most well-liked area.
Youthful travellers are venturing farther than earlier than. Gen Z and Millennials present better curiosity in long-haul journeys to Europe, the UK and Australia, whereas Gen X tends to desire locations nearer to residence. Australia, particularly, is turning into a Gen Y favorite, with 48% planning a visit there.
Journey behaviour can be shifting. A majority of travellers (64%) nonetheless desire to journey with companions, spouses or pals, however Gen Z stands out for its independence. They’re thrice extra more likely to journey solo and 4 instances extra more likely to journey with colleagues. In addition they search new experiences: 62% plan to strive journey sports activities on their subsequent journey, and half are more likely to hire automobiles for a extra versatile, personalised vacation.
Journey planning is steadily transferring on-line. About 60% guide journey themselves or use on-line journey companies, although 30% nonetheless depend on conventional brokers—particularly for advanced itineraries. Challenges stay widespread: 41% of respondents wrestle with visas, logistics and understanding insurance coverage. Gen X travellers are 2.6 instances extra more likely to depend upon their youngsters for planning and reserving.
Consciousness of journey insurance coverage is rising, with 88% acquainted with it. Current disruptions—flight delays, local weather occasions and geopolitical tensions—have prompted extra travellers to hunt safety. Nonetheless, gaps persist: 49% of hesitant patrons cite ignorance, 34% discover insurance coverage costly and 21% imagine it affords restricted profit. Essentially the most frequent claims relate to medical emergencies, cancellations, delays, baggage loss and misplaced journey paperwork. Claims are sometimes rejected resulting from exclusions or unmet coverage circumstances.
The report additionally highlights rising traits akin to digital-first experiences, embedded insurance coverage, telemedicine help, parametric payouts and versatile, on-demand safety.
To satisfy evolving expectations, ICICI Lombard has launched TripSecure+, an AI-driven journey insurance coverage product providing customised and steady safety. Earlier this 12 months, the corporate additionally launched India’s first AI-generated journey security anthem.
“Indian travellers at the moment are exploring the world with better confidence and independence, and so they anticipate the identical from their safety,” mentioned Anand Singhi, Chief Retail and Authorities Enterprise, ICICI Lombard. “With AI-powered options like TripSecure+, we’re reimagining journey insurance coverage to be adaptive and always-on, so travellers can give attention to what actually issues—enriching and memorable experiences.”
